Services

All services
All services
Mortgage Loans
Financial Services
Real Estate Services

Mortgage Loans

Conventional Loans

Conventional Loans are the backbone of the mortgage industry, offering flexibility, stability... Learn more

FHA Loans

One of the services we specialize in is FHA loans. Also known as Federal Housing Administrati... Learn more

USDA Loans

USDA loans are a specialized type of mortgage designed to help low to moderate-income individ... Learn more

VA Loans

VA Loans are a fantastic option for veterans, active duty service members, and their families... Learn more

Jumbo Loans

One of the exceptional services we offer is Jumbo Loans. What are Jumbo Loans, you may ask? W... Learn more

Renovation Loans

Our Renovation Loans offer a range of benefits that make them an appealing choice for homeown... Learn more

Self Employment Bank Statement Loans

This innovative solution is tailored specifically for self-employed individuals in Charlotte ... Learn more

Non-Agency Loans

At Lending with Lydia Academy, we understand that every individual has a different financial ... Learn more

Reverse Mortgages

If you're a homeowner in the beautiful city of Charlotte, North Carolina, and you're looking ... Learn more

Financial Services

Refinancing

Refinancing can be a game-changer for homeowners in Charlotte. Imagine being able to lower yo... Learn more

Investment Planning

We understand that financial security and growth are important aspects of our client's lives,... Learn more

Real Estate Services

Real Estate Guidance

Our Real Estate Guidance service ensures that you receive the expert advice and support you n... Learn more

Property Tax Valuation

Our Property Tax Valuation service is designed to provide you with an accurate and comprehens... Learn more

Testimonials

What is everyone saying about us?
Aaron Sewell

As a first-time homebuyer, I wasn't sure what I was doing starting out.  However, based on our first conversation, I felt confident in Lydia's abilities she is very focused, professional, knowledgeable and thorough. I highly recommend Lydia and her team!

Sep 9, 2023
Clare and Gail

Throughout the entire process from the first phone call to the signing of our loan, Lydia and team gave us their undivided attention.  She made our loan process so smooth without even a bump along the way.  My wife and I will always be thankful to Lydia and her team for making it possible to have a home.

Sep 9, 2023
Kali M.

I don't even know where to begin...my experience with Lydia was amazing from Day 1.  She is the perfect person for the services she provides.  I was clueless to this process and Lydia and her team was with me holding my hand every step...even after hours.  A very kind and patient person who turns ALL negatives into positives! My husband and I are forever grateful and will definitely work with Lydia and her team in the future!

Sep 9, 2023

Get a Free Quote

We understand that navigating the mortgage market can be overwhelming, but don't worry, we are here to simplify the process for you. Our team will work tirelessly to find the best lending options tailored to your unique needs and financial situation.


Ready to take the next step? Fill out the contact form below, and one of our friendly advisors will get in touch with you to discuss your options. We promise a hassle-free experience and personalized guidance every step of the way.

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